Short answer
Anjouan gaming licenses are issued under the Computer Gaming Licensing Act 007 of 2005 by the Anjouan Offshore Financial Authority (AOFA), through its sole authorized administrator, Anjouan Licensing Services Inc. (branded Anjouan Gaming). The government fee is €17,828 to issue and €17,828 a year to renew, the same for B2C and B2B, with the first Key Person included, plus €2,000 a year for each additional Key Person and €500 per B2C domain beyond the two included; there is no GGR tax (0%). The regulator publishes no processing time; a complete file typically takes a few weeks in our experience. It suits crypto-first operators, proof-of-concept launches and suppliers to Anjouan licensees.
Anjouan at a glance
- Regulator
- AOFA, within a framework set by AOFA and the Anjouan Gaming Board; Anjouan Licensing Services Inc. is the sole authorized administrator. Brand: Anjouan Gaming
- Law
- Computer Gaming Licensing Act 007 of 2005 and three other 2005 statutes
- Binding conditions
- License Conditions v5 (October 2026) and the KYC and AML Code of Conduct (13 October 2026)
- Licenses
- B2C (all verticals) · B2B · recognition certificate for suppliers licensed elsewhere
- Term
- Annual renewal fee; no fixed term in years is published
- Time to license
- A few weeks (no official time)
No official processing time; typically a few weeks in our experience - Local substance
- No residence or local-office condition published
- ADR
- B2C: approved provider named in player-facing terms (§10). B2B: not needed
Is Anjouan the right license for you?
A good fit when
- You run a crypto-first or tier-two-acquiring product and want one license for casino, sports betting, poker and bingo
- You want to prove a product at a flat government cost before Curaçao, Malta or an EU market
- You supply studios, aggregation or a platform to Anjouan licensees and need a B2B authorization (§14)
- You want the B2B license in a company your group already owns
Look elsewhere when
- You target the US, UK, France, Germany, the Netherlands, Spain, Austria or Australia (all excluded by §2)
- You need real-money apps on the App Store or Google Play
- Your acquirer, bank or investor requires an EU, UK or Crown-dependency regulator
Anjouan license types
| License | Who needs it | Notes |
|---|---|---|
| B2C operator license | Online casino, sports betting, poker and bingo, prediction markets, blockchain-based and crypto-enabled gaming | One license and one fee for all verticals (license types); each domain must be approved |
| B2B license | Platform, software and technical suppliers to licensed B2C operators | Same €17,828 fee; no ADR provider; in our practice any company may hold it |
| Recognition certificate | Suppliers already licensed by another regulator | Alternative to a B2B license (§14); €9,500 a year; recognized jurisdictions confirmed case by case |
| Key Person Authorization | Directors and designated senior-management or compliance roles | Required; first Key Person included in the license fee, €2,000 a year for each additional person; no residence condition |
Anjouan license costs and tax
| Charge | Amount | When | Basis |
|---|---|---|---|
| License issuance, B2C or B2B | €17,828 | With the application; non-refundable | Fee page (1 Apr 2026) |
| Annual renewal, B2C or B2B | €17,828 | Before the date the Authority sets | Fee page |
| Additional domain (B2C, beyond the two included) | €500 each | Per licensing cycle | Fee page |
| Amendments, domain changes, replacement certificates | On request | When requested | Fee page |
| Key Person Authorization, each additional person | €2,000 | Per additional person, per year; the first Key Person is included in the license fee | Regulator fee, invoiced per additional designated role (not on the public fee page) |
| Recognition certificate | €9,500 | Yearly, before supplying licensees | Regulator fee (not on the public fee page); requirement in License Conditions §14 |
| Due diligence | Not published | During review | Due diligence page |
| GGR tax | 0% | — | Flat fees only; no GGR tax or turnover levy |
| Government total, two domains | €17,828 | Year 1, then each year | B2C or B2B |
The fee page says application fees are non-refundable whatever the outcome and the schedule is "subject to periodic review"; it cites no legal basis and does not say whether amounts changed on 1 April 2026. The additional Key Person (€2,000 per person a year beyond the first, which is included) and recognition certificate (€9,500 a year) fees are charged by the regulator but are not on the public fee page; the due-diligence fee is not published.
Anjouan year-one and year-two-plus cost, B2C and B2B
| Item | Year 1 | Year 2+ | Note |
|---|---|---|---|
| B2C operator | |||
| Issuance, then renewal (government) | €17,828 | €17,828 | Fee page |
| Extra domains (government) | €500 × n | €500 × n | Per extra domain |
| Additional Key Persons (government) | €2,000 × n | €2,000 × n | Per person beyond the first, per year; first Key Person included |
| Licensee company | €0 or ≈ €3,750 | €0 or agent fee | Existing company, or optional Anjouan IBC with registered agent (indicative) |
| ADR provider | Provider tariff | Provider tariff | Operator pays (§10) |
| RNG and game certification | Lab quote | New games | Approved test lab (§3); often covered by certified suppliers |
| B2C government total, two domains, one Key Person | €17,828 | €17,828 | Plus third-party items |
| B2B supplier | |||
| Issuance, then renewal (government) | €17,828 | €17,828 | Same as B2C |
| Additional Key Persons (government) | €2,000 × n | €2,000 × n | Per person beyond the first, per year; first Key Person included |
| Licensee company | €0 or ≈ €3,750 | €0 or agent fee | Any company, e.g. EU or Costa Rica; IBC optional |
| ADR provider | €0 | €0 | Not needed (§10 covers player disputes) |
| B2B government total, one Key Person | €17,828 | €17,828 | Plus certification |
| Alternative: recognition certificate | €9,500 | €9,500 | Instead of a B2B license, for suppliers licensed elsewhere (§14) |
Third-party figures are indicative and vary by provider. Plus professional fees, quoted on request.
Tax
- Gaming tax
- 0% GGR tax: there is no GGR tax or turnover levy; the regulator charges flat fees only.
- Group tax
- Management-and-control and CFC rules where owners and managers live can still create tax.
Anjouan: license cost calculator
Not included: corporate income tax, VAT, player-side taxes, professional fees, testing labs, substance costs (staff, office, hosting) and banking reserves.
Legal framework
| Instrument | What it does for you |
|---|---|
| Computer Gaming Licensing Act 007 of 2005 | Licensing statute (number per License Conditions §1). No 2024–2026 amending act published |
| Offshore Finance Authority Act 2005 | Establishes AOFA |
| International Business Companies Act 2005 · Money Laundering (Prevention) Act 2005 | Optional IBC vehicle; AML framework |
| License Conditions v5 (October 2026) | §2 excluded markets, §3 RG and RNG, §7 AML, §8 officers, §10 ADR, §11 ownership, §14 suppliers |
| KYC and AML Code of Conduct (13 October 2026) | Verification thresholds, reporting, record retention |
Anjouan license changes 2026
| Date | Instrument | What changed |
|---|---|---|
| 13 Oct 2026 | KYC and AML Code of Conduct | Final edition, binding through the License Conditions: verification at €3,000 cumulative deposits or first withdrawal; suspicious-activity reports to AOFA within 24 hours; cash-transaction reports at USD 10,000; five-year records. |
| 13 Oct 2026 | License Conditions v5 | Published with new application forms; consolidates the September amendment. §14: suppliers must hold an Anjouan B2B license or recognition certificate (start date not published). |
| Sep 2026 | License conditions amendment | Disclosure of nominees, trusts and holdings kept below 10%; an AOFA-approved ADR provider in player-facing terms; commercial rationale for B2B contracts and disclosure of unrelated cross-border B2B flows. Immediate for new applicants, by next renewal for existing licensees. |
| 11 May 2026 | Authorized ADR providers | List updated: EGIS ADR, Axion ADR, iGaming ADR, CADRE B.V.; 30-day operator resolution, operator pays. |
| 1 Apr 2026 | Fee page | Current schedule: €17,828 issuance and renewal, B2C and B2B; two domains included, €500 per extra domain. |
| 1 Apr 2026 | Certificate Verification Framework | QR-coded certificates linked to the public register. |
The ADR rule: who needs a provider
ADR became a written license condition in 2026: the authorized providers list was updated on 11 May 2026, and the September 2026 amendment requires licensees to name an AOFA-approved provider in their player-facing terms (now License Conditions §10). The providers are EGIS ADR (Dubai), Axion ADR (Nevis), iGaming ADR (Isle of Man) and CADRE B.V. (Curaçao). The operator has 30 days to resolve a complaint; the player may then escalate, at the operator's cost.
B2B licensees do not need an ADR provider. §10 covers player disputes and player-facing terms; a supplier has neither. The providers page says "all licensed operators" without separating B2B; in our practice B2B licenses are issued without an ADR designation.
Banking, payments and market acceptance
- EU EMI accounts
- Rarelyour practice experience, checked November 2026
- High-risk PSPs (cards and APMs)
- Case by caseour practice experience, checked November 2026
- Crypto payments
- Case by caseour practice experience, checked November 2026
In our experience, crypto processors and some tier-two acquirers accept an Anjouan license case by case; tier-one EU card acquiring and high-street banking do not. The dated facts behind that:
- Excluded markets (License Conditions §2): Australia, Austria, the Comoros, France, Germany, the Netherlands, Spain, the UK, the US, sanctioned and FATF high-risk jurisdictions, and any territory AOFA designates; GEO-IP blocking is expected. The regulator's cooperation page says licenses "do not contain territorial restrictions under Anjouan law"; the binding conditions say otherwise, and we plan on §2.
- Michigan, 9 April 2025: the Michigan Gaming Control Board ordered 13 offshore sites to cease operating, naming operators "based in jurisdictions including Curaçao, Costa Rica, and the Autonomous Island of Anjouan".
- Apple 5.3.4: real-money apps "must have necessary licensing and permissions in the locations where the app is used" (guidelines).
- Google Play: a "valid gambling license for each country or state/territory in which the app is distributed", only in listed countries; the Comoros are not listed (policy).
- Card schemes: no Visa or Mastercard statement naming Anjouan was found; acceptance is the acquirer's decision.
- FATF: the Comoros were not among the June 2026 list changes; check the current statement.
Press reports in October 2026 described a dispute between the Union of the Comoros authorities and the Anjouan licensing bodies; no primary government document was available at the time of review.
Local substance and eligibility
- No local presence. No resident director, Key Person, office or server is required by the published rules.
- Who may hold a license. The required documents name no jurisdiction of incorporation. In our practice a B2B license can be held by any company, e.g. an existing EU or Costa Rica company; an Anjouan IBC is optional. For B2C we confirm the company before filing.
- Fit and proper. Due diligence covers identity and background, sanctions, PEP and adverse-media screening of applicant, Key Persons and owners, and verified source of funds.
- Officers. A Key Person and a Compliance Officer reporting to AOFA (§8); an MLRO and deputy (§7).
- Ownership. Changes of 10% or more notified within 10 business days (§11).
- Operations. Certified RNG, segregated player funds, self-exclusion within one working day (§3; standards).
Entity types, capital, local agents, tax and timing: Anjouan company formation.
How to get an Anjouan license
- Week 0
Fit check
Free 20-minute fit call: markets against §2, payment route, ownership chain, and existing company or new IBC.
- Week 1
Company and KYC
Corporate documents and full ownership chain; ID, address, background and source-of-funds evidence for directors, Key Persons and owners.
- Weeks 1–2
Policies and technical file
AML/KYC policies under the October 2026 Code, RG policy; for B2C, ADR clause, domains and RNG certificates; supplier B2B references.
- Week 2
Submit and pay
File the October 2026 forms with Anjouan Licensing Services Inc. and pay €17,828. Incomplete files are not processed.
- Weeks 2–5
Due diligence
Completeness review, then screening. Trusts or several layers add time. These weeks are our experience; no official time is published.
- On approval
Issue and go live
QR-coded certificate and register entry; go live only on approved domains.
Document checklist
KYC and ownership
- ID and recent proof of address
- CV and references
- Source of funds and wealth
- Nominee, trust and foundation disclosure
Corporate
- Incorporation certificate, articles, shareholder register
- Ownership chain to the beneficial owners
- Key Person and MLRO appointments
Technical
- B2C: domains, RNG certificates, terms naming the ADR provider
- Suppliers' B2B license or recognition references
- AML, KYC and RG policies
- B2B: services and contract rationale
Use the forms on Forms and Downloads (13 October 2026); stages per the application process page.
After the license
Renewal
€17,828 a year; existing licensees meet the September 2026 conditions by their next renewal.
Reports
At prescribed intervals; the Q1 2026 report was due 30 April, so plan quarterly (supervision).
Domains
Only approved domains; changes need approval first.
Suppliers
Keep proof of each supplier's B2B license or recognition (§14).
AML
SARs to AOFA within 24 hours; CTRs at USD 10,000; five-year records.
Ownership
Notify changes of 10% or more within 10 business days.
Anjouan compared
| Anjouan | Curaçao | Nevis | Kunaisa | Tuvalu | |
|---|---|---|---|---|---|
| Annual license fees | €17,828 | €47,450 B2C · €24,490 B2B | €28,000 | €19,500 (communicated, Aug 2026) | ≈ US$15,850 (estimated, commercial sources) |
| Tax on GGR | 0% | No GGR tax (flat fees) | 0% foreign GGR | 0% declared (Kunaisa levy) | 0% per agent (unverified) |
| Time to license | A few weeks (no official time) | 22–30 weeks (statutory stages, LOK art. 5.1) | 8–12 weeks | 6–10 weeks (estimate) | 3–4 weeks |
| Local substance | None published | NV/BV seat, resident MD, office, compliance officers, key person | IBC/LLC, agent; B2C: Reporting and Compliance Officer | Non-Panama company; agent | None |
| Status | Offshore | Offshore (Kingdom of NL) | Offshore | Offshore (indigenous territory, Panama), authority unverified | Offshore, statute unverified |
Head-to-head comparisons
All jurisdictions side by side, with filters: compare gambling license jurisdictions. How we run an application: gambling consulting services.
Ranked by cost and speed: best and cheapest gambling licenses 2026 →
Reviewed by Alex Szilaghi
Licensing gambling businesses since 2004; over 580 licenses obtained in multiple jurisdictions.
Last legal review . Current to the AOFA · Anjouan Gaming framework as of the review date. General information, not legal advice.
Anjouan gambling license — FAQs
How much does an Anjouan gaming license cost in 2026?
€17,828 to issue and €17,828 a year to renew, B2C or B2B, with two domains included and €500 for each further B2C domain (fee page, 1 April 2026). Third-party and professional fees are extra.
Is the Anjouan B2B license cheaper than B2C?
No. Both cost €17,828 to issue and renew, with two domains included. A B2B licensee saves only on ADR and domains.
How long does it take to get an Anjouan license?
No official time is published. In our experience a complete file typically takes a few weeks; trusts or several corporate layers take longer.
Do I need an Anjouan company (IBC)?
Not for B2B: in our practice any company can hold it, such as an existing EU or Costa Rica company. For B2C we confirm the company before filing.
Does an Anjouan B2B licensee need an ADR provider?
No. License Conditions §10 ties ADR to player disputes and player-facing terms, which a supplier does not have.
Which countries are restricted under an Anjouan license?
Australia, Austria, the Comoros, France, Germany, the Netherlands, Spain, the UK, the US, sanctioned and FATF high-risk jurisdictions, and any territory AOFA designates (§2).
Does one Anjouan license cover casino, sportsbook and crypto?
Yes. The regulator lists casino, sports betting, poker and bingo, prediction markets and crypto-enabled gaming under one B2C license.
Do game providers need an Anjouan license?
Yes: an Anjouan B2B license or recognition certificate (§14). See foreign license recognition.
Is there a gaming tax in Anjouan?
No. The GGR tax is 0%; the regulator charges flat fees only (license fee, which includes the first Key Person, plus fees for additional Key Persons and domains).
Do I need a local office or resident director in Anjouan?
No residence or local-office condition is published. You appoint a Key Person, a Compliance Officer and an MLRO with a deputy; none has to live in Anjouan.
What changed in the Anjouan license conditions in 2026?
September 2026: disclosure of nominee and trust arrangements, including holdings below 10%; a mandatory ADR provider for player-facing licensees; B2B commercial-substance disclosure. October 2026: License Conditions v5 and the final KYC and AML Code of Conduct.
Can an Anjouan casino app go on the App Store or Google Play?
Not on that license alone: both stores require a license where the app is used or distributed.
Is an Anjouan license legitimate?
It is issued under Anjouan's 2005 statutes and listed on the public register, but excluded markets, the Michigan orders of 9 April 2025 and reported disputes with the Comoros authorities limit acceptance. Treat it as entry-level.
Anjouan or Curaçao?
Anjouan has a flat fee and one license for all verticals; Curaçao generally has wider payment acceptance. See Anjouan vs Curaçao.
Sources
Primary sources only, checked on 10 November 2026. Where the regulator publishes no figure or timeline we say so; "in our practice" marks our own experience, not a published rule.
- Anjouan Gaming — home and public register
- Anjouan Gaming — Authority overview
- Anjouan Gaming — International cooperation (governing acts)
- Anjouan Gaming — License fees (1 April 2026)
- Anjouan Gaming — License types
- Anjouan Gaming — License conditions
- Anjouan Gaming — License Conditions v5 (PDF, October 2026)
- Anjouan Gaming — Regulatory notices (September 2026)
- Anjouan Gaming — Forms and downloads
- Anjouan Gaming — Authorized ADR providers
- Anjouan Gaming — Required documents
- Anjouan Gaming — Application process
- Anjouan Gaming — Licensing due diligence
- Anjouan Gaming — Ongoing supervision
- Anjouan Gaming — Certificate Verification Framework
- Anjouan Gaming — Regulatory standards
- Michigan Gaming Control Board (9 April 2025)
- Apple App Store Review Guidelines
- Google Play — Real-money gambling policy
- Google Play — Eligible countries
- FATF — June 2026 plenary outcomes
Find out if Anjouan fits before you pay €17,828
In a free 20-minute fit call we check your markets against the excluded list, your payment route and your ownership chain, and tell you whether Anjouan, Curaçao or another license fits.
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