Why choose Anjouan for iGaming?

Anjouan (Nzwani), within the Union of Comoros, offers a recognised framework for remote gambling. It supports B2C operators and B2B suppliers (platforms, content, hosting, payments), enabling a compliant, commercially viable route to market for startups and established brands alike. We help you navigate company setup, licensing, banking/EMI options, and technical/vendor choices—from first workshop to go-live.

What you can licence (scope)

B2C (operator licence) – offer real-money games directly to players under your own brand(s): Casino (RNG), Live Casino, Sportsbook, Lottery/Bingo/Keno, Skill & Chance hybrids, Multi-brand & multi-domain, Wallet & payments, Player protection.

B2B (supplier licence) – provide technology and services to licensed operators: Game/content studios, Aggregation, Platforms & hosting, Live-dealer studios, Payments & cashier, Risk & managed services, Compliance toolsets.

Operational/compliance notes (applies to both B2C & B2B): Marketing/affiliates (B2C), Testing & certifications, security, Data & reporting, Change control, Geo-policy.

What sets our service apart from others?

Count on Szilaghi Consulting to provide comprehensive assistance in securing your Anjouan online casino license, covering a diverse range of e-gaming activities. Our services encompass sports betting, roulette, table games like poker, blackjack, and baccarat, as well as bingo and lottery offerings. We will guide you through the process of establishing the necessary company structure for license registration, ensuring a smooth and efficient operation. Moreover, we understand the importance of seamless payment processing for your customers. That’s why we offer support in setting up essential payment processing merchant accounts, partnering with reputable European EMI (Electronic Money Institution) service providers. This enables your casino to facilitate secure deposits and withdrawals, providing a convenient and reliable experience for your players. With Szilaghi Consulting by your side, you can navigate the licensing process and establish a successful online casino in Anjouan.

How our process works

Step 1 — Feasibility & structuring. We map your vision to a compliant, bankable operating model.

• Entity/jurisdiction fit: choose the optimal Anjouan structure (single-entity vs. HoldCo/OpCo), shareholding, key persons.
• Product scope & roadmap: casino/live/sports, brand count, markets, payment rails, hosting posture.
• Risk & compliance map: identify restricted geos, AML/CTF exposure, RG model, data flows, third-party dependencies.
• Outcome / artifacts: Feasibility memo, draft org chart & RACI, target timeline, cost envelope, risk register (initial).
• Gate to proceed: stakeholder sign-off on scope, roles, and target operating model.

Step 2 — Company & compliance pack
We establish your legal presence and build the core policy stack.

• Company setup: Anjouan incorporation, corporate kit, board resolutions, statutory registers.
• KYC/KYB: UBO/source-of-funds, director fit & proper, sanctions/PEP screening, references.
• Policy suite: AML/KYC, Sanctions, RG, Complaints/ADR, Privacy & Cookies, IS/IT (access, backups, incident), Vendor Due Diligence.
• Vendor list: platforms, content, PSPs/EMIs, hosting; preliminary DD and draft SLAs.
• Outcome / artifacts: Compliance pack (PDF), ownership chart, key-person files, vendor matrix, policy acknowledgments.
• Gate to proceed: corporate docs issued; policies approved internally; vendors shortlisted.

Step 3 — Dossier & submissions
We prepare and file a clean, audit-ready application.

• Application assembly: forms, corporate docs, declarations, key-person forms, financials.
• Technical annexes: architecture diagrams, environment descriptions, RNG/game cert approach, logging & retention, monitoring.
• Testing coordination: align with recognised labs (where applicable), schedule test plans, remediate pre-findings.
• Regulator liaison: submit dossier, manage Q&A, track actions, update change log.
• Outcome / artifacts: Submission tracker, versions & evidence index, responses to queries, testing reports (as available).
• Gate to proceed: confirmation of completeness and acceptance into review; issues log at “amber/green”.

Step 4 — Go-live readiness
We operationalise the licence with contracts, payments, and production controls.

• Commercials & contracts: vendor MSAs/SLAs, data processing terms, affiliate T&Cs, player-facing T&Cs & policies.
• Payments / EMIs: onboarding package, MCC mapping, routing rules, chargeback & AML monitoring playbooks.
• Hosting topology: primary/DR, WAF/DDoS, SIEM, secrets management, backup/restore testing, uptime SLOs.
• Data & reporting: KPIs, fin/ops reporting, suspicious activity escalation, RG/complaints registers, audit exports.
• Incident playbooks: security, AML, RG, outages—roles, RTO/RPO, comms templates.
• Outcome / artifacts: Go-Live Checklist (signed), runbooks, monitoring dashboards, reporting calendar, training records.
• Gate to proceed: readiness review passed; soft-launch schedule agreed.

Step 5 — Post-launch
We keep you compliant, scalable, and change-ready.

• Change management: add brands/domains, new games/verticals, infra changes; material-change notifications.
• Continuous compliance: KYB refresh, sanctions re-screening, policy updates, internal audits, SAR workflow checks.
• Performance & risk: fraud trends, RG metrics, payments performance, latency & uptime reviews; quarterly service reviews.
• Expansion support: additional markets, banking options, new vendors, multi-brand orchestration.
• Outcome / artifacts: Quarterly compliance report, risk & controls update, improvement backlog, annual review pack.
• Ongoing cadence: monthly ops/compliance check-ins; quarterly exec review; annual renewal support.

What’s included with Szilaghi Consulting

Licensing & legal — company formation, licence application, regulator liaison

• Company setup: Anjouan incorporation, corporate kit, resolutions, statutory registers, UBO chart.
• Licence dossier: application forms, declarations, key-person files, SoW/SoF, business plan, technical annexes.
• Regulator liaison: submit, track, and respond to queries; maintain an actions log and evidence index.
• Contracts & policies: player-facing T&Cs, privacy/cookies, complaints/ADR, supplier MSAs/DPAs, affiliate terms.
• Deliverables: submission pack (PDF), version-controlled index, regulator Q&A tracker, approval checklist.

Technical & testing — coordination with recognised test labs; certification guidance for platform/games

• Architecture & security: diagrams, data flows, logging/retention, backup/DR, SIEM/WAF/DDoS posture.
• Readiness reviews: pre-audit gap assessment, remediation plan, change control procedures.
• Lab coordination: RNG/game fairness testing, integration test plans, evidence capture, issue closure.
• Operational runbooks: deployment/rollback, monitoring thresholds, incident workflows, RTO/RPO definitions.
• Deliverables: tech annex pack, test schedules, remediation tracker, go-live runbook.

Payments & banking — introductions to EMIs/payment providers that support Anjouan-licensed activity

• Vendor map: EMI accounts, gateways, crypto on/off-ramps (policy-dependent), payout corridors.
• Onboarding kit: KYB checklists, MCC mapping, settlement flows, chargeback/alerts routines.
• Risk & monitoring: transaction screening, velocity rules, SAR triggers, reconciliation playbook.
• Commercials: negotiate rates/SLAs where feasible; routing strategies for acceptance uplift.
• Deliverables: payments topology, routing rules, reconciliation SOPs, EMI onboarding file.

Compliance — AML/KYC/RG, data protection, fair-play controls, change notifications

• Policy suite: AML/CTF, KYC/EDD, sanctions screening, RG framework, privacy/GDPR, cookies, records retention.
• Case management: workflow for KYC exceptions, PEP/ sanctions hits, SAR drafting, RG escalations.
• Registers & reports: complaints/ADR, incidents, SAR log, RG metrics, vendor due diligence.
• Change governance: notify for material changes (ownership, key staff, hosting, products, domains).
• Deliverables: compliance pack (PDF), template registers, monthly reporting calendar, audit prep checklist.

Operations — vendor onboarding, SLAs, incident & reporting routines

• Partner onboarding: diligence, technical checklists, sandbox access, SLA/KPI alignment.
• Content/platform ops: release cycles, entitlement/RTP management, promo governance, rollback plans.
• Monitoring & MI: uptime/latency dashboards, fraud trends, payments performance, RG and AML MI.
• Incident management: severity matrix, comms templates, post-mortems, corrective actions.
• Deliverables: vendor matrix, SLA library, operations handbook, monthly ops/compliance review pack.

Call-out: Transparent scope, practical timelines, and a single point of accountability.
You’ll get a dedicated engagement lead, fortnightly status updates, and a shared tracker covering tasks, owners, dates, and risks—so every dependency is visible and nothing slips through the cracks.

Anjouan licence essentials (at a glance)

Coverage – remote iGaming (B2C & B2B)

• B2C operators: online casino (RNG), live casino, sportsbook, bingo/lottery, instant/crash, skill-chance hybrids—delivered via web/mobile under your brand(s).
• B2B suppliers: game/content studios, aggregators, platforms/PAM, hosting/streaming, risk/fraud & managed services, payments facilitation.
• Multi-brand & multi-domain: add brands/domains via change notices and updated schedules. Sub-brands/skins supported with clear responsibility matrices.

Hosting & payments – flexible, with controls

• Hosting: permitted on approved third-party clouds or bare-metal; require segmentation, WAF/DDoS, logging, backups, and tested DR (RTO/RPO).
• Data locality: export permitted subject to security and lawful basis; maintain retention schedules and evidence trails.
• Payments: EMIs, gateways, APMs, and (policy-dependent) crypto on/off-ramps allowed; implement routing, reconciliation, and chargeback playbooks.
• Vendor oversight: onboarding due diligence, SLAs, and continuous monitoring for all critical providers.

Player protection & AML – baseline controls

• KYC/EDD: age/ID verification, PEP/sanctions screening, affordability/velocity checks where risk indicates.
• RG toolkit: deposit/loss/time limits, cool-offs, self-exclusion, session timers, reality checks, RG interventions & audit logs.
• AML/CTF: transaction monitoring rules, red-flag typologies, SAR/STR workflow, source-of-funds/source-of-wealth where applicable.
• Fair play: RNG/game certification pathway, RTP disclosure, version control, game change management.

Reporting, governance & audits

• Operational MI: KPIs for gameplay, risk/fraud, RG and AML, uptime/latency; monthly/quarterly internal reviews.
• Regulatory reporting: produce on request—game, wallet, and payments logs; keep immutable logs and evidence indexes.
• Governance: documented roles (RACI), key-person fit & proper files, board minutes, policy attestations.
• Assurance: vulnerability scans/pen-tests, incident simulations, supplier audits, and remediation trackers.

Change control – notify material changes

• Corporate: ownership/UBO shifts, new directors, key-person changes, capital structure.
• Technical: hosting topology, core platform, game server endpoints, data pipelines, security architecture.
• Operational: new verticals/markets, payment stack alterations, major T&Cs/policy updates, additional brands/domains.
• Process: maintain a change log; file notices with supporting risk assessment and rollback plan.

Geo-policy & marketing

• Market targeting: maintain a restricted-markets list, enforce IP/GPS/device and payment geofencing.
• Localization: language/currency alignment must match your policy and risk appetite.
• Marketing & affiliates: due diligence, brand/bonus rules, compliant creatives, affiliate SLAs, complaints/ADR routing.

We’ll align your specific model—technology, payments, markets, and operating playbooks—with current regulatory practice and your target markets’ geo-policies, so your licence, controls, and commercial plan move in lockstep.

Requirements for Anjouan Gaming License:

• Compliance: Licensees in Anjouan must comply with the On-Line Gaming Act of 2005, ensuring adherence to regulations that safeguard vulnerable players and prevent money laundering. They are also required to maintain financial ratios and submit reports to the Gaming Board. Additionally, licensees must promptly inform the board of any relevant changes or incidents.
• Responsible Promotion: Licensees, their officers, employees, or agents must comply with all requirements stated in the On-Line Gaming Act of 2005. While licensees have the freedom to promote their interactive gaming services, it must be done in a manner that does not harm Anjouan’s reputation or encourage participation by minors.
• Player Protection: Licensees must implement procedures to identify at-risk players, including those who may develop gambling-related issues, and provide them with appropriate information and resources for counseling or assistance. Licensees must also stay updated on international developments that may impact the legality of their operations in specific jurisdictions where participation is expressly forbidden.
• Financial Compliance: Licensees must adhere to the financial ratios specified by the Gaming Board and submit regular reports in the designated format. Cash transactions related to player accounts are prohibited.
• Anti-Money Laundering Measures: Licensees must follow procedures established by the Anjouan Gaming Board, including player identification, record-keeping, identification and reporting of suspicious transactions, payment processing, and staff training. They must appoint a money laundering reporting officer to report any suspicious transactions to the Gaming Board.
• Compliance Reporting: Licensees must provide regular reports on gaming compliance matters to the Gaming Board through a designated senior staff member. They are also required to notify the board within seven days of any changes in beneficial ownership of the licensee or any parent or associated company with a shareholding of 3% or more.
• Reporting Significant Incidents: Licensees must notify the Gaming Board if any gaming or gambling licenses issued in any jurisdiction worldwide have been revoked for reasons other than voluntary actions. They must also report significant incidents or issues that may adversely affect the use of the license, the implementation of remedial actions, or the reputation of Anjouan as an interactive gaming jurisdiction within 48 hours.
• Information Updates: Licensees must inform the Gaming Board of significant changes to previously provided information that may warrant license suspension or revocation. They are required to attend Gaming Board meetings upon reasonable notice for specific purposes. Additionally, licensees must ensure that their system supplier is an appropriate business partner for their operations.
• Renewal Fee: Failure to pay the renewal fee by the deadline may result in the suspension of the license by the Anjouan Offshore Finance Authority (OFA).

FAQ

Is Anjouan suitable for both startups and established brands?

Yes. We tailor the scope—from lean MVP to multi-brand portfolios—while keeping compliance central.

Do you provide platform/games or a payment gateway?

The jurisdiction doesn’t supply technology directly; we introduce vetted vendors (platform, content, payments) that accept Anjouan-licensed businesses.

Can my servers be outside Anjouan?

External hosting can be accommodated when controls meet the licence’s security and audit expectations.

Do you help with banking/EMIs?

Yes—introductions and onboarding support are part of our engagement.