What the calculator does
It prices the government and statutory cost of each of the 25 regimes on our jurisdictions register for the product, markets and GGR you enter: one-off fees, annual fees and GGR-based charges, over one to three years. Locked capital is reported separately. It runs entirely in your browser.
Data model
- Every fee line has: id, label in five languages, amount, currency, frequency (one-off, annual, monthly, per site, per category, per person, per domain), the products it applies to (casino, betting, B2B and, where priced by category, the B2B supplier type), a formula for GGR-based charges (rate, bands, minimum, maximum and the market whose GGR it taxes), legal basis (instrument and article), source URL, effective date, verification date and status.
- Guarantees, deposits and minimum share capital are separate “locked” lines and are never added to costs.
- The cost models live next to the register entries in the site source; a test checks that every fixed amount in a model also appears in that regime’s register entry, so the register, the guides and the calculator cannot drift apart.
- The data is versioned (current: 2026.11.10-3) and published as JSON:EN · RO · ZH · RU · HE
Calculation rules
- Year 1 = one-off fees + annual fees + GGR-based charges. Year 2 and 3 = recurring fees + GGR-based charges. Annual fees are counted in full in year 1 (no pro rata).
- A GGR-based charge applies only to the GGR its rule taxes. “Market” rules (for example Malta’s gaming tax or Romania’s 30% authorization fee) use only the share of GGR from that market; “all” rules (for example the Isle of Man duty or the MGA compliance contribution) use all GGR the license covers.
- Bands are marginal unless the rule says the whole base takes one band. Fees that only depend on a revenue band (UK, Gibraltar, Malta B2B) count as fixed fees, not GGR charges.
- Minimums and caps apply per year. For any charge with a minimum, the tool shows the GGR at which the minimum stops applying (Romania Class 1: €1,600,000) and the effective rate at your GGR.
- Casino and betting together: where the two products are charged differently, GGR is split 50/50 between them.
- Market fit: a regulated market requires its own license. If a license does not cover a selected market, the row shows “Requires the [market] license” and adds that license, priced on that market’s GGR only. Offshore licenses cover international markets without local licensing only.
- Scenarios recompute everything at 70% and 130% of the GGR you enter.
- Counts default to one: one site, one activity category, one key person, one domain. Optional items (extra domains, per-UBO checks, alternatives) are listed but not totalled.
Exchange rates
Amounts are kept in the currency the regulator sets and converted at the ECB euro reference rates of the date shown. PEN and COP, which the ECB does not publish, are crossed through USD using the Peruvian central bank interbank rate and Colombia’s official TRM.
- ECB 9 November 2026: 1 EUR = 1.1193 USD · 0.8343 GBP · 1.5785 CAD · 6.1748 BRL · 5.343 RON · 3.8571 PEN · 3624.1 COP — ECB
- PEN: 3.446 PEN/USD (4 November 2026) — BCRP
- COP: 3237.83 COP/USD (9 November 2026) — Banco de la República
Formulas by regime
| Regime | GGR-based charges | Lines | Not verified |
|---|---|---|---|
| Romania ONJN | Authorization fee (30% of GGR from Romanian players, minimum €480,000): max(30% × Romanian GGR, €480,000) | 10 | |
| Malta MGA | Compliance contribution, Type 1 (casino): 1.25% of the first €3m of revenue, then 1.00% / 0.85% / 0.70% / 0.55% / 0.40% by band; min €15,000, max €375,000 Compliance contribution, Type 2 (betting): 4% of the first €3m of revenue, then 3% / 2% / 1% / 0.8% / 0.6% / 0.4% by band; min €25,000, max €600,000 Gaming tax, Type 1 casino (players in Malta): 15% × GGR from players in Malta Gaming tax, Type 2 betting (players in Malta): 10% × GGR from players in Malta | 10 | |
| United Kingdom UKGC | Remote Gaming Duty (players in Great Britain): 40% × UK remote gaming profits General Betting Duty, remote (players in Great Britain): 15% × UK betting profits (25% for certain remote betting from 1 April 2027) Statutory levy (remote operators): 1.1% × UK GGY (top of the 0.1%–1.1% range) | 11 | Statutory levy (remote operators) indicative |
| Isle of Man GSC | Gambling duty: 1.5% up to £20m · 0.5% from £20m to £40m · 0.1% above £40m of GGY | 5 | |
| Gibraltar Gambling Division | Gambling duty: 0.15% of gross profit above the first £100,000 | 10 | Annual fee, B2B direct integration (lowest tier) indicative |
| Bulgaria NRA | Variable state fee, online betting (players in Bulgaria): 20% × (stakes − winnings paid) from Bulgarian players | 7 | Fixed license fees, online casino unverified |
| Cyprus NBA | Betting tax and contributions (players in Cyprus): 15% × net betting revenue from Cyprus (10% tax + 4% + 1% contributions) | 4 | |
| Estonia EMTA | Remote gambling tax (players in Estonia): 5.5% × GGR from Estonia (2026; 5% in 2027, 4.5% in 2028, 4% in 2029) | 6 | |
| Finland Police Board / LVV | The licensed market opens on 1 July 2027; licenses are being granted now but take effect from that date. | 3 | Supervision fee, first year (base) unverified |
| Curaçao CGA | 0% | 6 | |
| Anjouan AOFA · Anjouan Gaming | 0% | 5 | Key Person Authorization, each additional person unverified Recognition certificate (alternative for suppliers) unverified |
| Nevis NOGA | 0% | 3 | |
| Tuvalu TGA | 0% | 3 | Application fee indicative Annual license fee indicative Additional domain indicative |
| Antigua and Barbuda FSRC | Levy on gaming revenue: 3% × GGR (rate and base to reconfirm) | 6 | Application fee indicative Initial license fee, interactive gaming indicative Annual renewal, interactive gaming indicative Initial license fee, interactive wagering indicative Annual renewal, interactive wagering indicative Levy on gaming revenue unverified |
| Kahnawake KGC | 0% | 5 | |
| Tobique TGC | 0% | 4 | Preliminary review fee indicative First-year license fee indicative Annual compliance / domain subscription (up to 5 domains) indicative License renewal fee indicative |
| Kunaisa Kunaisa | 0% | 4 | Registered agent and compliance fee indicative License and processing fee (incl. two domains) indicative Due diligence and compliance maintenance (up to four directors) indicative Additional domain indicative |
| Canada Provincial | There is no federal online gambling license: each province licenses its own market (see Ontario and Alberta). | 0 | |
| Ontario AGCO | Revenue share to iGaming Ontario (Ontario players): ≈ 20% × Ontario AGGR (contractual share, not a tax) | 2 | Revenue share to iGaming Ontario (Ontario players) indicative |
| Alberta AGLC | First Nations and social-responsibility set-aside (Alberta players): 3% × Alberta GGR (2% First Nations, 1% social responsibility) Provincial share (Alberta players): 20% × (Alberta GGR − 3% set-aside) = 19.4% of GGR | 7 | Advance toward background-investigation costs indicative |
| Brazil SPA/MF | Fixed-odds betting has been prohibited since 25 September 2026 by Provisional Measure MP 1.394/2026, pending in Congress; no new authorizations are issued. | 1 | |
| Peru MINCETUR | Remote gambling tax (players in Peru): 12% × (net revenue − 2% maintenance deduction) = 11.76% of net revenue | 4 | Platform exploitation authorization (TUPA) unverified Homologation of a game modality (TUPA) unverified Financial guarantee, 600 UIT (locked) unverified |
| Colombia Coljuegos | Exploitation rights (Colombian players): 15% × (gross revenue − prizes paid), where payout ≥ 83%; otherwise at least 17% Administration contribution to Coljuegos: Up to 1% of the rights (≈ 0.15% of GGR) National consumption tax on online gambling: 16% × Colombian GGR (stakes − prizes paid) | 5 | Fixed annual component of exploitation rights (811 SMMLV) estimated Administration contribution to Coljuegos indicative Guarantee for winnings and player funds (locked) indicative |
| Chile SCJ | No license yet: the online betting bill (Boletín 14.838-03) is still before the Senate. | 0 | |
| Costa Rica No regulator | Costa Rica issues no online gambling license; companies operate with a commercial permit only. | 0 |
Status badges
- verified
- The amount is in a primary source: a regulator, gazette or statute, linked on the line.
- estimated
- Derived by us from a primary rule (for example a minimum-wage multiple converted to pesos).
- indicative
- A practice or agent figure, or the low end of a published range; confirm before you budget.
- unverified
- Charged in practice but not published in a primary source, or still to be confirmed.
What is not included
Corporate income tax, VAT, taxes and withholding borne by players, professional fees, testing labs and certification, substance costs (staff, office, hosting, local directors), banking reserves and payment-provider deposits.
Regimes not licensable now
- Finland: The licensed market opens on 1 July 2027; licenses are being granted now but take effect from that date.
- Canada: There is no federal online gambling license: each province licenses its own market (see Ontario and Alberta).
- Brazil: Fixed-odds betting has been prohibited since 25 September 2026 by Provisional Measure MP 1.394/2026, pending in Congress; no new authorizations are issued.
- Chile: No license yet: the online betting bill (Boletín 14.838-03) is still before the Senate.
- Costa Rica: Costa Rica issues no online gambling license; companies operate with a commercial permit only.
Review cycle and corrections
Every line is reviewed at least every 90 days and whenever a regulator changes a fee or rate. Each change gets a new data version and an entry in the changelog below. Found an error? Write to hello@szilaghi.com.
Data changelog
| Date | Regime | Change | Source |
|---|---|---|---|
| All regimes | Calculator launched: data version 2026.11.10 covering all 25 regimes on the register. | — | |
| Anjouan | Key Person fee corrected: the first Key Person is included in the €17,828 license fee; €2,000 a year applies to each additional person. Year-one government cost: €17,828. | anjouangaming.com | |
| Anjouan | Key Person Authorization (€2,000 per person a year) and recognition certificate (€9,500 a year) added; GGR tax confirmed at 0%. | anjouangaming.com | |
| Malta | Gaming tax on players in Malta raised from 5% to 15% (Type 1) and 10% (Types 2–4), LN 84 of 2026. | mga.org.mt | |
| United Kingdom | New Gambling Commission fee schedule in force (SI 2026/828). | legislation.gov.uk | |
| Kahnawake | KGC announced 2027 fees: CPA application US$40,000 and Key Person Permit US$6,000 from 1 January 2027 (2026 fees still apply to complete applications filed in 2026). | gamingcommission.ca |
Press kit
Headline findings from the current data. Please cite the calculator with its data version.
- The cheapest license over three years for an online casino with €1m GGR from international markets is Tuvalu, at €43,554 in government costs.
- The cheapest Tier 1 license at the same GGR is Malta, at €125,000 over three years.
- Romania Class 1 costs €1,280,000 a year at €1m of Romanian GGR because of the €480,000 minimum authorization fee; the minimum stops applying at €1,600,000.
Download the chart (SVG) · Journalists: hello@szilaghi.com
Reviewed by Alex Szilaghi
Founder of Szilaghi Consulting, licensing gambling businesses since 2004 across EU, UK, Canadian and offshore jurisdictions, based in Romania and working before ONJN on Class 1 and Class 2 files. We act as Romanian representative and local director for foreign ONJN licensees and file their monthly regulatory reports, so these guides reflect how the rules are applied in practice, not only how they read.
Last legal review . General information, not legal advice.