The register
| Jurisdiction | Tax on GGR | Local substance | Acceptance | ||
|---|---|---|---|---|---|
| RORomania ONJN | €1,280,000 B2C · €45,500 year 1, €35,000 after (B2B) One-off: €10,500 B2B issuance fee, included in year 1 | 30% GGR, min €480,000 (B2C) | 6–9 months B2C · 2–3 months B2B | B2C: RO entity or PE, mirror server · B2B: RO entity, or EU/EEA/Swiss entity with local representative | Tier 1 |
| MTMalta MGA | €25,000 + contribution (min €15,000) | 15% / 10% on players in Malta | 4–6 months | MT company, key functions, system audit | Tier 1 |
| GBUnited Kingdom UKGC | from £7,000 (by GGY) | 40% RGD + levy | 16 weeks–6 months | UK address, PML holders | Tier 1 |
| IMIsle of Man GSC | £36,750 One-off: £5,250 application | 0.1–1.5% duty on GGY | 10–12 weeks | 2 resident directors, Designated Official, IoM servers | Tier 1 |
| GIGibraltar Gambling Division | £50,000–200,000 B2C (by GGY) | 0.15% duty (first £100k exempt) | 3–6 months | Office, senior staff, equipment | Tier 1 |
| BGBulgaria NRA | €25,565 responsible-gambling contribution (GGR share in the tax column) | 20% GGR betting · 10% CIT casino | 2–3 months | EU company, BG representative, BG data | Tier 2 |
| CYCyprus NBA | €30,000 (1-year license) | 15% of net betting revenue | 3–6 months | CY or registered foreign company, CY backup server, €550,000 guarantee | Tier 2 |
| EEEstonia EMTA | No annual license fee One-off: €51,140 initial fees | 5.5% GGR (2026) | 6–12 months | EE or EU company, €1m capital (games of chance) | Tier 2 |
| FIFinland Police Board / LVV | €4,000–€434,000 supervision fee (by GGR, from July 2027) One-off: €29,000 application | 22% GGR (from 1 July 2027) | 6–8 months; market opens 1 July 2027 | EEA establishment or EEA representative; filing in Finnish or Swedish | Tier 1 |
| CWCuraçao CGA | €47,450 B2C · €24,490 B2B One-off: €4,592 application | 0% intl GGR | 2–5 months | Seat, MD, office, MLRO, key persons | Tier 2 |
| KMAnjouan AOFA · ALSI | €17,828 | 0% | 2–4 weeks | None | Entry |
| KNNevis NOGA | €28,000 | 0% foreign GGR | 8–12 weeks | IBC/LLC, agent; B2C: Reporting and Compliance Officer | Entry |
| TVTuvalu TGA | ≈ US$15,850 (estimated, commercial sources) | 0% per agent (unverified) | 3–4 weeks | None | Entry |
| AGAntigua and Barbuda FSRC | US$75,000–100,000 (indicative) | 3% (to reconfirm) | 3–4 months | Local company, office, servers | Entry |
| KGCKahnawake KGC | US$20,000 One-off: CPA application US$35,000 (2026) | 0% stated KGC levy on GGR | 2–3 months | MIT hosting | Entry |
| CATobique TGC | ≈ €25,000 One-off: ≈ €18,000 extra in year one (preliminary review and first-year fee) | 0% (no TGC GGR levy shown) | 4–8 weeks | No mandatory local presence; Differentia Licensing Advisory Group (DLAG) due diligence | Entry |
| PAKunaisa Kunaisa | €19,500 (communicated, Aug 2026) | 0% declared (Kunaisa levy) | 6–10 weeks (estimate) | Non-Panama company; agent | Entry |
| CACanada Provincial | No federal license | Varies by province | Varies by province | Provincial registration + provincial agreement | Tier 1 |
| ONOntario AGCO | CAD 100,000 per site | ≈ 20% of AGGR to iGO (contractual share, not a tax) | 4–9 months | AGCO registration + iGO agreement | Tier 1 |
| ABAlberta AGLC | CAD 150,000 per site | 3% of GGR + 20% of net revenue to the province (≈ 22.4% of GGR) | 4–6 months | AGLC registration + AiGC agreement | Tier 1 |
| BRBrazil SPA/MF | N/A – betting prohibited (MP 1.394/2026) One-off: R$30m grant under the suspended regime | 13% GGR (2026) under the suspended regime | Closed to new applications | Brazilian company, HQ and admin in Brazil, 20% Brazilian shareholder | Entry |
| PEPeru MINCETUR | TUPA fees (nominal) One-off: Guarantee ≈ PEN 3.3m (600 UIT) | 12% of taxable base + 1% ISC on stakes | 4–5 months | PE representative and RUC | Tier 2 |
| COColombia Coljuegos | Fixed 811 SMMLV component + variable rights | Rights 15% / min. 17% + 16% consumption tax on GGR | 4–6 months | Company registered in CO, Coljuegos technical requirements, .co | Tier 2 |
| CLChile SCJ | No license (figures only in the bill) | Proposed sector tax; SII VAT in force for foreign platforms | Pending legislation | Chilean company (proposed) | Entry |
| CRCosta Rica No regulator | N/A – Costa Rica issues no comparable iGaming license | No licensing GGR rate; separate taxation incl. Law 9050 | 1–2 months (company formation and commercial permit) | Local company, premises | Entry |
How to choose
Planning an online casino? Our guide to starting an online casino in 2027 compares the costs, advantages and drawbacks of all 25 regimes.
Prove the product
Fast, low-cost, no local staff. Anjouan in weeks, or Nevis if compliance and financial-partner fit come first. Expect tier-two banking.
Scale payments and partners
Curaçao, widely used offshore; Isle of Man or Malta when you need tier-one acquirers and can carry substance.
Set up the company
Entity, capital, local agents and tax for each licensing jurisdiction: company formation for gambling licenses.
Enter a regulated market
License where the players are: United Kingdom, Romania, Bulgaria, Estonia, Ontario. No license passports across borders.
All jurisdiction guides
European Union
Romania
€1,280,000 B2C · €45,500 year 1, €35,000 after (B2B) · 6–9 months B2C · 2–3 months B2B
MGAMalta
€25,000 + contribution (min €15,000) · 4–6 months
NRABulgaria
€25,565 responsible-gambling contribution (GGR share in the tax column) · 2–3 months
NBACyprus
€30,000 (1-year license) · 3–6 months
EMTAEstonia
No annual license fee · 6–12 months
Police Board / LVVFinland
€4,000–€434,000 supervision fee (by GGR, from July 2027) · 6–8 months; market opens 1 July 2027
UK, Crown Dependencies and Overseas Territories
United Kingdom
from £7,000 (by GGY) · 16 weeks–6 months
GSCIsle of Man
£36,750 · 10–12 weeks
Gambling DivisionGibraltar
£50,000–200,000 B2C (by GGY) · 3–6 months
Offshore
Curaçao
€47,450 B2C · €24,490 B2B · 2–5 months
AOFA · ALSIAnjouan
€17,828 · 2–4 weeks
NOGANevis
€28,000 · 8–12 weeks
TGATuvalu
≈ US$15,850 (estimated, commercial sources) · 3–4 weeks
FSRCAntigua and Barbuda
US$75,000–100,000 (indicative) · 3–4 months
Canada
Canada
No federal license · Varies by province
AGCOOntario
CAD 100,000 per site · 4–9 months
AGLCAlberta
CAD 150,000 per site · 4–6 months
Tribal (Kahnawake, Tobique, Kunaisa)
Kahnawake
US$20,000 · 2–3 months
TGCTobique
≈ €25,000 · 4–8 weeks
KunaisaKunaisa
€19,500 (communicated, Aug 2026) · 6–10 weeks (estimate)
Latin America
Brazil
N/A – betting prohibited (MP 1.394/2026) · Closed to new applications
MINCETURPeru
TUPA fees (nominal) · 4–5 months
ColjuegosColombia
Fixed 811 SMMLV component + variable rights · 4–6 months
SCJChile
No license (figures only in the bill) · Pending legislation
No regulatorCosta Rica
N/A – Costa Rica issues no comparable iGaming license · 1–2 months (company formation and commercial permit)
Written and reviewed by Alex Szilaghi
Founder of Szilaghi Consulting, licensing gambling businesses since 2004 across EU, UK, Canadian and offshore jurisdictions, based in Romania and working before ONJN on Class 1 and Class 2 files. We act as Romanian representative and local director for foreign ONJN licensees and file their monthly regulatory reports, so these guides reflect how the rules are applied in practice, not only how they read.
Last legal review . Each jurisdiction guide carries its own review date and sources. General information, not legal advice.
Insights
Latest analysis
Choosing a gambling license — FAQs
What is the cheapest gambling license in 2026?
Among recognized licenses, Anjouan at €17,828 a year, then Nevis at €28,000 and Curaçao at €24,490 (B2B) or €47,450 (B2C). The cheapest EU-regulated supplier license is Romania Class 2, at €45,500 in year one (including the €10,500 one-off fee), €35,000 a year after. Costa Rica is sometimes advertised as cheaper, but it issues no gambling license at all.
What is the fastest gambling license to get?
Anjouan, in 2–4 weeks on a complete file. Nevis takes 8–12 weeks, the Isle of Man 10–12 weeks and Curaçao 2–5 months. EU licenses take longer: Malta 4–6 months, Estonia 6–12 months.
Which gambling license is best for payments and banking?
EU and Crown regulators (Malta, Isle of Man, Gibraltar, Romania) give the widest access to tier-one acquirers and EMIs. Curaçao is widely used offshore and accepted by a number of payment providers, though acceptance depends on each provider's policy; Anjouan suits crypto-native and tier-two payment set-ups.
Is there a license that covers the whole EU?
No. There is no EU gambling passport. Each regulated EU market — Romania, Bulgaria, Estonia, Malta, Germany, Italy, Spain and others, with Finland opening on 1 July 2027 — licenses its own players. See where online gambling is legal for gambling market access by country.
Which license should a B2B supplier get first?
Usually Romania Class 2 (€45,500 in year one (including the €10,500 one-off fee), €35,000 a year after, no GGR tax, 2–3 months) for an EU-regulated credential, then Malta critical supply or the markets your operator clients require. Anjouan now also requires suppliers to its licensees to be authorized.
Not sure which license fits?
Tell us your markets, products and payment set-up. We will tell you which license works this year, what it costs in year one, and what to add next.
Book a free fit call